Money, or How I learned to stop worrying and love being broke
Posted: October 21st, 2021, 12:36 pm
Every single conversation I have ever had, every advice I have ever been given, boils down to essentially this: monthly income - monthly expenses = shopping.
As if everyone in the whole world, agrees and understands that a monthly income is a given until retirement. The only thing you need to know is how to budget; but to me, budgeting is dead simple. Pay bills first, spend the rest. Just keep track of your ACTUAL balance, and you’ll be fine. Maybe save enough for copay or whatever, (or pay cash for a car if you really want to level up) but yeah.
Ideas about money have deep puritanical roots throughout my entire family, for generations. Money = root of all evil, having any job = moral righteousness, etc. Ambition not encouraged unless your ambition involves religion/church. Sure, the “American way” means career success & lots of money, but wanting more than what you have (working wage) is sinful, covetousness, greedy, wrong. Nobody in my family ever went to college (unless you count bible college, I have other opinions on that lol).
So, nothing prepared me for the lifestyle of a consultant/contractor. In hindsight, it seems absurdly obvious, now, that I should have adopted a radically different money strategy. I should have saved Every. Single. Penny. Along the way, knowing the volatile nature of my employment status, and coming from a working class family. No trust fund or inheritance to count on.
This might sound like an excuse*, but keep in mind what I was consistently told - every single time - by each and every employment agency: This position is temp-to-perm/contract-to-perm.
Meaning, and usually explicitly spelled out, that ~if~ I do a really really good job, I ~might~ become a full time, i.e. permanent, employee.
Which I now understand is 100% complete and utter nonsense. But I believed them every time.
So, what am I supposed to believe when my contract is abruptly ended mid-project, regardless of them saying “It’s not you, it’s the budget” or whatever? After I gave all of my heart and soul, worked through lunch breaks, proved that no task was beyond my ability to do and do WELL. I approached each and every job like it was the Olympics.
They all just lie, all the time, and cannot be trusted.
So, either none of the positions were ever intended to become perm, OR, it ~was~ me and/or my performance. Either way, I was set up to fail from day one. And never did anyone ever intend to be honest about it.
I hate them all.
All companies, corporations, employers.
I’d rather die under a bridge with my shopping cart, than sell my soul to the corporate machines that run this country.
Back to that *excuse.
I understand that my current freeloading situation is a result of my own bad decisions, above all else. I have had a few extremely high paying jobs, which, regardless of their abrupt end, should have provided a respectable amount of savings, not to mention, some valuable social/networking connections.
But at the time, looking back is like watching a slow moving train wreck. A socially inept, traumatized country girl, swimming in money & hanging out with people who actually ~had~ real money. A girly girl who grew up playing with barbies and always loved fashion, now able to dress up in the best sparkliest party dresses. And SHOES!!!
So here I sit. Unemployed and broke AF, with a closet full of designer clothes and no reason to wear them.
Before anyone suggests it; No, I’m not going to sell my clothes. They are not exactly current in style, so I wouldn’t get much for them anyway. Besides, even if I got, let’s just say for example, $1,000, how is that going to help. I need ~income~, not a drop in the bucket.
But even if by some unimaginable fortune, I was given another high paying job by the magical job fairy tomorrow, I don’t trust myself to do it right next time. Look at my browser history: shoes, shoes, Victoria’s Secret, more shoes, etc. I can’t buy anything, but I still want to.
Does this resonate with anyone?
As if everyone in the whole world, agrees and understands that a monthly income is a given until retirement. The only thing you need to know is how to budget; but to me, budgeting is dead simple. Pay bills first, spend the rest. Just keep track of your ACTUAL balance, and you’ll be fine. Maybe save enough for copay or whatever, (or pay cash for a car if you really want to level up) but yeah.
Ideas about money have deep puritanical roots throughout my entire family, for generations. Money = root of all evil, having any job = moral righteousness, etc. Ambition not encouraged unless your ambition involves religion/church. Sure, the “American way” means career success & lots of money, but wanting more than what you have (working wage) is sinful, covetousness, greedy, wrong. Nobody in my family ever went to college (unless you count bible college, I have other opinions on that lol).
So, nothing prepared me for the lifestyle of a consultant/contractor. In hindsight, it seems absurdly obvious, now, that I should have adopted a radically different money strategy. I should have saved Every. Single. Penny. Along the way, knowing the volatile nature of my employment status, and coming from a working class family. No trust fund or inheritance to count on.
This might sound like an excuse*, but keep in mind what I was consistently told - every single time - by each and every employment agency: This position is temp-to-perm/contract-to-perm.
Meaning, and usually explicitly spelled out, that ~if~ I do a really really good job, I ~might~ become a full time, i.e. permanent, employee.
Which I now understand is 100% complete and utter nonsense. But I believed them every time.
So, what am I supposed to believe when my contract is abruptly ended mid-project, regardless of them saying “It’s not you, it’s the budget” or whatever? After I gave all of my heart and soul, worked through lunch breaks, proved that no task was beyond my ability to do and do WELL. I approached each and every job like it was the Olympics.
They all just lie, all the time, and cannot be trusted.
So, either none of the positions were ever intended to become perm, OR, it ~was~ me and/or my performance. Either way, I was set up to fail from day one. And never did anyone ever intend to be honest about it.
I hate them all.
All companies, corporations, employers.
I’d rather die under a bridge with my shopping cart, than sell my soul to the corporate machines that run this country.
Back to that *excuse.
I understand that my current freeloading situation is a result of my own bad decisions, above all else. I have had a few extremely high paying jobs, which, regardless of their abrupt end, should have provided a respectable amount of savings, not to mention, some valuable social/networking connections.
But at the time, looking back is like watching a slow moving train wreck. A socially inept, traumatized country girl, swimming in money & hanging out with people who actually ~had~ real money. A girly girl who grew up playing with barbies and always loved fashion, now able to dress up in the best sparkliest party dresses. And SHOES!!!
So here I sit. Unemployed and broke AF, with a closet full of designer clothes and no reason to wear them.
Before anyone suggests it; No, I’m not going to sell my clothes. They are not exactly current in style, so I wouldn’t get much for them anyway. Besides, even if I got, let’s just say for example, $1,000, how is that going to help. I need ~income~, not a drop in the bucket.
But even if by some unimaginable fortune, I was given another high paying job by the magical job fairy tomorrow, I don’t trust myself to do it right next time. Look at my browser history: shoes, shoes, Victoria’s Secret, more shoes, etc. I can’t buy anything, but I still want to.
Does this resonate with anyone?