Money worries. UK

[applesyumyum]

I am in debt. 2 student loans, 2 overdrafts, 2 payday loans, a credit account, an overdrawn bank account. Monthly rent and bills to pay. No job. I feel sick with worry, I don't know what the fuck I'm going to do

[oak]

You are not alone, Apple.

I have been unemployed and in debt myself. Your situation describes much of my 2005-2008.

I found love and acceptance in support groups for those in debt.

As I see it, debt is caused one or both of two things:

1. Not earning enough.
2. Spending too much.

I have struggled (and still do) with the #1. There is an online support group specifically for underearners, which I'll pm you about.

There is hope. You are not alone. There is a way out of this kind of mess.

[psm45]

I too can so relate. I have very little to no income. I feel overwhelmed, withdrawn and worse, apathetic. <sigh> oak, can I have some of the info on online support group for underearners? Much appreciated.

[applesyumyum]

Thank you for the replies. Things have got worse and I don't know what ongoing to do when the 9th arrives and my rent is overdue. It's a messed up relief to think that, if I get evicted and my life is in pieces I can always kill myself. Ill try to keep logging in but the easy way out is to bury my head in the sand, however short lived that solution is!

[oak]

Been there myself, considering suicide as an alternative to homelessness.

Can you get temporary work?

Here we have 211, which is resources for people in crisis; do you have any similar reseource?